Privacy Policy

At How To Calculate, we value your privacy and are committed to keeping your information safe. This Privacy Policy outlines what data we (do and don't) collect, how it is used, and your rights as a user of our site. We believe in transparency and want you to understand exactly how we handle your information when you use our calculator tools.

Our Privacy Commitment

We are committed to protecting your privacy and ensuring that your personal information remains secure. Our calculators are designed to work entirely on your device, meaning your data never leaves your computer or mobile device. This approach ensures maximum privacy and security for all our users.

1. Information We Do Not Collect

We do not ask for or store any personally identifiable information (PII). You are not required to register, log in, or submit any personal data to use our tools. This means we don't collect:

  • Names, email addresses, or contact information
  • Account credentials or login details
  • Payment information or billing details
  • Social media profiles or personal identifiers
  • Any other personal information that could identify you

2. Calculator Inputs & Usage

All calculator inputs and computations are handled entirely on your device (client-side). Your data is never transmitted to our servers, stored, or shared with any third party. This includes:

Financial Data

Loan amounts, interest rates, investment figures, and other financial calculations remain on your device.

Health Information

BMI calculations, weight measurements, and health-related data are processed locally.

Academic Records

Grades, GPA calculations, and educational data stay on your device.

Personal Measurements

Body measurements, sizes, and personal calculations are never stored.

3. Cookies & Analytics

We may use cookies or analytics tools (e.g., Google Analytics) to understand how visitors use our site and improve user experience. These tools may collect anonymized usage data such as pages visited, time on site, and device type. No personal or calculator input data is captured.

Types of Data We May Collect

Usage Analytics

  • • Pages visited on our website
  • • Time spent on each page
  • • Browser type and version
  • • Device type (desktop, mobile, tablet)

Technical Information

  • • IP address (anonymized)
  • • Geographic location (country/region level)
  • • Referral source
  • • Site performance metrics

4. Third-Party Services

Our site may contain links to external websites or use third-party services for analytics and site functionality. We are not responsible for the privacy policies or practices of those third-party sites. We encourage you to review their privacy terms before sharing any personal information.

Third-Party Services We Use

  • Analytics Services: We may use services like Google Analytics to understand site usage patterns and improve our services.
  • Hosting Services: Our website is hosted on secure servers that may collect standard server logs.
  • Content Delivery Networks: We may use CDNs to improve site performance and reliability.

5. Children's Privacy

How To Calculate is not intended for use by children under the age of 13. We do not knowingly collect data from children. If you believe a child has provided us with personal information, please contact us so we can remove it immediately.

Parental Rights

Parents and guardians have the right to review, delete, or refuse further collection of their child's information. If you are a parent and believe your child has provided us with personal information, please contact us immediately.

6. Data Security

While we don't collect or store your personal data, we implement appropriate security measures to protect our website and ensure a safe user experience. Our security practices include:

  • HTTPS Encryption: All data transmitted between your browser and our servers is encrypted.
  • Secure Hosting: Our website is hosted on secure, reliable servers with regular security updates.
  • No Data Storage: Since we don't store personal data, there's no risk of data breaches affecting your information.
  • Regular Updates: We keep our website and security measures up to date with the latest best practices.

7. Your Rights

Even though we don't collect personal information, you have certain rights regarding your privacy and data protection:

Right to Information

You have the right to know what data we collect and how we use it, which is outlined in this policy.

Right to Control

You can control cookie settings in your browser and opt out of analytics tracking.

Right to Contact

You can contact us with any privacy concerns or questions about this policy.

Right to Complain

You have the right to file a complaint with relevant data protection authorities.

8. International Users

Our website is accessible to users worldwide. If you are accessing our site from outside the United States, please be aware that your information may be transferred to, stored, and processed in the United States where our servers are located. By using our services, you consent to this transfer.

9. Changes to This Policy

This Privacy Policy may be updated occasionally to reflect changes to our practices or legal requirements. We encourage users to check this page regularly for any updates. When we make significant changes, we will:

  • Update the "Last Updated" date at the bottom of this policy
  • Post a notice on our website about significant changes
  • Provide clear information about what has changed
  • Give users reasonable time to review changes before they take effect

10. Contact Information

If you have any questions about this Privacy Policy or our privacy practices, please contact us. We are committed to addressing your concerns and providing clear, helpful responses to all privacy-related inquiries.

11. GDPR Compliance (European Users)

If you are a resident of the European Union, you have additional rights under the General Data Protection Regulation (GDPR):

Right to Access

You have the right to request information about what personal data we process about you.

Right to Rectification

You have the right to request correction of inaccurate personal data.

Right to Erasure

You have the right to request deletion of your personal data.

Right to Data Portability

You have the right to receive your personal data in a structured format.

12. CCPA Compliance (California Users)

If you are a California resident, you have rights under the California Consumer Privacy Act (CCPA):

  • Right to Know: You can request information about what personal information we collect and how we use it
  • Right to Delete: You can request deletion of your personal information
  • Right to Opt-Out: You can opt out of the sale of personal information (we do not sell personal information)
  • Right to Non-Discrimination: We will not discriminate against you for exercising your CCPA rights

13. Data Retention Policy

Since we do not collect or store personal information through our calculator tools, there is no personal data to retain. However, we may retain anonymized analytics data for the following purposes:

Analytics Data

  • • Retained for up to 26 months
  • • Used for website improvement
  • • Anonymized and aggregated
  • • No personal identification

Server Logs

  • • Retained for up to 90 days
  • • Used for security monitoring
  • • IP addresses anonymized
  • • No personal data collected

14. Data Breach Notification

In the unlikely event of a data breach that affects personal information, we will:

  • Notify affected users within 72 hours of discovering the breach
  • Report the breach to relevant data protection authorities
  • Take immediate steps to contain and remediate the breach
  • Provide clear information about what happened and what users should do

Your Privacy Matters to Us

We believe that privacy is a fundamental right, and we're committed to protecting yours. Our calculators are designed with privacy in mind, ensuring that your data stays on your device and never leaves your control. Thank you for trusting us with your calculations.

Last Updated: December 2024