Terms of Use

These Terms of Use govern your access to and use of howtocalculate.app. By using this website, you agree to these terms. If you do not agree, please do not use the site. These terms constitute a legally binding agreement between you and How To Calculate regarding your use of our calculator tools and services.

1. Use of the Website

How To Calculate provides free online calculators for informational and educational purposes only. You are responsible for how you use the results. The tools are not intended as a substitute for professional advice (medical, financial, legal, or otherwise).

Permitted Uses

• Personal calculations for educational and planning purposes
• Business calculations for internal decision-making
• Academic use for research and learning
• Professional use as a supplementary tool (not as primary advice)

Prohibited Uses

• Using results as the sole basis for critical decisions without professional consultation
• Attempting to reverse engineer or copy our calculator algorithms
• Using our services for any illegal or unauthorized purpose
• Interfering with the proper functioning of our website
• Attempting to gain unauthorized access to our systems

2. No Guarantee of Accuracy

While we strive to ensure the accuracy and reliability of our calculators, we do not guarantee that the results will be error-free, complete, or up to date. Use of the tools and reliance on the results is at your own risk.

3. Intellectual Property

All content on this site — including code, text, branding, and design — is the property of How To Calculate unless otherwise stated. You may not reproduce, modify, or distribute any content without prior written permission.

Protected Content

• Website Design: Layout, graphics, and visual elements are protected by copyright
• Calculator Algorithms: Mathematical formulas and calculation methods are proprietary
• Branding: Logos, names, and trademarks are protected intellectual property
• Content: Text, descriptions, and educational materials are copyrighted

Permitted Use of Results

While you may use the results of our calculations for your personal or business purposes, you may not:

• Redistribute our calculators or embed them in other websites
• Copy and republish our content without permission
• Use our branding or trademarks without authorization
• Create derivative works based on our proprietary algorithms

4. Limitation of Liability

How To Calculate shall not be held liable for any direct, indirect, incidental, or consequential damages arising out of the use or inability to use the website or its calculators.

Types of Damages Excluded

• Direct Damages: Any immediate losses resulting from calculator use
• Indirect Damages: Consequential losses such as lost profits or opportunities
• Incidental Damages: Secondary losses related to calculator use
• Special Damages: Any damages beyond normal and foreseeable consequences

5. External Links

Our site may contain links to third-party websites. We are not responsible for the content, accuracy, or privacy practices of those external sites.

Third-Party Content

6. User Responsibilities

As a user of our website, you have certain responsibilities to ensure safe and appropriate use of our services:

• Accurate Information: Provide correct and up-to-date input data for calculations
• Professional Consultation: Seek professional advice for critical decisions
• Legal Compliance: Use our services in accordance with applicable laws
• Respectful Use: Do not attempt to disrupt or abuse our services
• Security: Protect your own devices and information while using our site

7. Privacy and Data Protection

Your privacy is important to us. Our privacy practices are outlined in our separate Privacy Policy, which is incorporated into these Terms of Use by reference. By using our services, you also agree to our Privacy Policy.

8. Termination

We reserve the right to terminate or suspend access to our services at any time, without notice, for conduct that we believe violates these Terms of Use or is harmful to other users, us, or third parties.

9. Governing Law

These Terms of Use are governed by and construed in accordance with the laws of the jurisdiction in which How To Calculate operates. Any disputes arising from these terms or your use of our services will be resolved in the appropriate courts of that jurisdiction.

10. Changes to These Terms

We may update these Terms of Use at any time without prior notice. Changes will be posted on this page. Your continued use of the site after changes are made constitutes acceptance of the revised terms.

Notification of Changes

• We will post updated terms on this page with a new effective date
• Significant changes may be announced through website notices
• Continued use after changes constitutes acceptance
• Users should review terms periodically for updates

11. Contact Information

If you have any questions about these Terms of Use or need to report violations, please contact us. We are committed to addressing concerns and maintaining a positive user experience for all visitors to our website.

12. Dispute Resolution

Any disputes arising from these Terms of Use or your use of our services will be resolved through the following process:

13. Severability

If any provision of these Terms of Use is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that these Terms of Use will otherwise remain in full force and effect and enforceable.

14. Entire Agreement

These Terms of Use, together with our Privacy Policy, constitute the entire agreement between you and How To Calculate regarding your use of our website and services. These terms supersede all prior agreements, representations, and understandings between the parties.

15. Force Majeure

We shall not be liable for any failure to perform our obligations under these Terms of Use where such failure is a result of circumstances beyond our reasonable control, including but not limited to:

• Natural disasters or acts of God
• War, terrorism, or civil unrest
• Government actions or regulations
• Technical failures beyond our control
• Internet service provider outages

16. Assignment

You may not assign or transfer your rights or obligations under these Terms of Use without our prior written consent. We may assign our rights and obligations under these Terms of Use to any party at any time without notice to you.

17. Waiver

Our failure to enforce any provision of these Terms of Use shall not constitute a waiver of that provision or any other provision. No waiver shall be effective unless made in writing and signed by an authorized representative of How To Calculate.