Disclaimers

Please read these disclaimers carefully before using our calculators or relying on any information provided on our site. These disclaimers help ensure you understand the nature and limitations of our services.

💰 Financial Content Disclaimer

⚠️ Important Notice

The information on this site is for educational purposes only and does not constitute financial, investment, tax, or legal advice.

What Our Financial Calculators Provide:

  • Estimates only: All calculators provide estimates based on user inputs and publicly available formulas
  • Not guarantees: Results are not guarantees of future performance or outcomes
  • Educational tools: Designed to help you understand financial concepts and perform "what-if" analysis
  • Real-time data: Some calculators use current market rates that may change

Limitations and Assumptions:

  • Market conditions: Calculations assume current market conditions and do not predict future changes
  • Tax implications: Do not account for individual tax situations or changes in tax laws
  • Fees and costs: May not include all possible fees, commissions, or transaction costs
  • Personal circumstances: Cannot account for your unique financial situation or goals

Professional Consultation Required

Always consult qualified professionals before making financial decisions: Certified Financial Planners, Investment Advisors, Tax Professionals, or Legal Counsel.

🏥 Medical & Health Content Disclaimer

⚠️ Critical Medical Notice

The calculators and articles on this site are for educational purposes only and are NOT a substitute for professional medical advice, diagnosis, or treatment.

What Our Health Calculators Provide:

  • General information: Educational tools to help you understand health concepts
  • Screening tools: May help identify when to seek professional medical attention
  • Trend tracking: Useful for monitoring personal health metrics over time
  • Wellness support: Complements but does not replace professional healthcare

Important Limitations:

  • Not diagnostic: Cannot diagnose medical conditions or provide treatment recommendations
  • Individual factors: Cannot account for your complete medical history or personal circumstances
  • Accuracy limitations: Self-reported data may not be as accurate as clinical measurements
  • Emergency situations: Not appropriate for medical emergencies - seek immediate care

Health Conditions and Special Groups:

  • Pregnancy: Always consult obstetric healthcare providers
  • Children and adolescents: Pediatric medical supervision required
  • Elderly individuals: Age-related factors may affect accuracy
  • Athletes: Higher muscle mass may affect body composition calculations
  • Medical conditions: Existing health conditions require professional medical guidance

When to Seek Professional Care

Consult healthcare professionals for:

  • Any medical concerns or symptoms
  • Before starting new health or fitness programs
  • Changes in your health status
  • Questions about calculator results
  • Personalized health recommendations

📋 General Website Disclaimer

Accuracy and Updates:

  • Best efforts: We strive for accuracy but cannot guarantee all information is error-free
  • Regular updates: Content is reviewed and updated periodically
  • External links: We are not responsible for content on external websites
  • Technical issues: Occasional technical issues may affect calculator functionality

Privacy and Data:

  • Client-side processing: All calculations occur on your device
  • No data storage: We do not store or track your personal information
  • Analytics: Anonymous usage data may be collected for site improvement
  • Third-party services: Some features use external services (see Privacy Policy)

Availability and Use:

  • Service availability: Site may be temporarily unavailable for maintenance
  • Geographic limitations: Some calculators may not be applicable in all regions
  • Age restrictions: Some content is intended for adults 18 and older
  • Educational purpose: All tools are provided for educational and informational purposes

Questions or Concerns?

If you have questions about these disclaimers or need clarification about any aspect of our services, please don't hesitate to contact us.

Email: cihattoplutas@gmail.com

Response Time: We typically respond within 24-48 hours