Metal Roof vs Asphalt Shingles
**Asphalt shingles** are the default for cost and contractor availability. **Metal roofing** lasts longer, sheds snow and fire risk better, and costs more upfront—sometimes lowering insurance in hail zones.
Step by step
1. Get installed quotes
Metal is 2–3× asphalt on many homes—include tear-off.
2. Compare lifespan
Metal 40–70 years vs asphalt 20–25—amortize over stay length.
3. Check HOA and code
Some neighborhoods restrict metal profiles or colors.
Metal vs asphalt
Long ownership horizons favor metal; short holds may never recoup premium.
- Asphalt: Lowest install; easy repair; shorter life.
- Metal: Durable; energy reflectivity options; higher skilled install.
Use our calculators
Common mistakes
- Skipping ice-water shield in cold climates
- Comparing material-only not installed cost
FAQ
Is metal louder in rain?
Proper underlayment and decking usually keep noise similar to shingles.