Blockchain · 7 min read

DCA Schedule vs Rebalancing Threshold

**DCA** buys on a calendar—smooths entry, ignores drift. **Threshold rebalancing** trades when allocations drift X%—controls risk but triggers variable trades and gas.

Step by step

1. Define target weights

60/40 BTC/ETH example—write targets before price moves.

2. Pick band

5% drift common—tighter bands = more trades.

3. Add gas to rebalance

On-chain rebalancing needs fee budget per adjustment.

DCA vs rebalance

Many use DCA to build position + quarterly rebalance for risk.

  • DCA: Time-based; behavioral ease.
  • Threshold rebalance: Risk-focused; lumpy trades.

Common mistakes

  • Rebalancing too often on L1
  • No target allocation written down

FAQ

Can DCA replace rebalancing?

No—DCA does not restore target weights as prices diverge.